Revolutionize Your
Business Financing

At Honest Financial Solutions, our mission goes beyond financing — we exist to serve with integrity, clarity, and care as a Christ-centered company.

In an industry often clouded by confusion and hidden agendas, we operate differently — bringing transparency, honest communication, and fast capital that helps small business owners grow while staying rooted in biblical principles.

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How Our Process Works

Infographic outlining the 3 steps of a process: 1. Apply & Share Your Goals with an icon of a head with a lightbulb, 2. We Strategically Prepare Your File with an icon of an atom, 3. Lender Review, Offers & Funding with an icon of a hand holding a leaf.
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Solutions Designed to Help Your Business Thrive

Graphic illustrating commercial loans with skyscrapers, a dollar sign, and an upward arrow in a blue circle.

We connect business owners with trusted lenders to secure the best financing options for their unique goals.

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An icon featuring a clipboard, a checkmark, and a rising bar graph with an arrow, with the text 'CREDIT REPAIR' below.

We help clients identify and resolve credit issues to strengthen their financial profile and improve loan eligibility.

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An icon representing loan packaging, showing documents, boxes, and an upward arrow, with the text 'Loan Packaging' underneath.

We prepare complete, lender-ready loan applications designed to maximize approval chances and streamline the funding process.

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The Honest Difference

What sets us apart is how we do business:

  • Fee Rebate Program — You Literally Get Paid Back

    • Most brokers keep every dollar of lender commission. We don’t.

    • We share a portion of our commission back with you — putting real money back into your pocket.

    • No one else does this — it proves financial alignment, not just deal alignment.

  • Precision Deal Structuring — Less Guesswork, More Approvals

    • We don’t shotgun files everywhere and hope something sticks.

    • We structure your request properly before it goes to underwriting.

    • This reduces declines, unnecessary credit pulls, and wasted time — and increases approvals, speed, and quality of terms.

  • Transparency, Communication & Client-First Values

    • We tell you exactly what’s happening at every step.

    • You’ll always know which lenders we’re speaking with, what they’re reviewing, and what comes next.

    • No hidden agendas. No surprise terms. No vague communication.

At Honest Financial Solutions, integrity isn’t just our name — it’s how we do business

A silver food truck labeled 'FÁBRICA' serving coffee and baked goods, with a menu listing homemade pastries, cookies, and lemon cake, located in Lisbon.

Find the Right Loan for Your Business Goals

  • Business Growth & Working Capital

    Working Capital Loans – Short-term cash flow or seasonal funding

    Lines of Credit – Flexible access to revolving capital

    Merchant Cash Advances (MCA) – Funding based on future receivables

    Invoice Factoring / AR Financing – Convert invoices into immediate working cash

    Asset-Based Lending – Loans backed by inventory, receivables, or equipment

  • SBA-Backed Financing & Acquisitions

    Business Acquisition Loans – Financing to buy or expand a business or franchise

    SBA Loans – SBA 7(a), 504, and microloans for small business growth

    SBA-Backed Acquisition Loans – Low-rate financing for business purchases

  • Real Estate & Asset Financing

    Commercial Real Estate Loans – Office, retail, industrial, and multi-family properties

    Construction & Development Financing – Ground-up and renovation projects

    Bridge & Hard Money Loans – Short-term funding for time-sensitive deals

    Equipment Financing – Loans or leases for machinery, vehicles, and technology

Let’s Talk About Your Business Goals

Take the first step toward securing the right financing for your business. Schedule a one-on-one consultation with our commercial lending specialist to discuss your goals, explore funding options, and receive expert guidance tailored to your needs. Whether you’re expanding, refinancing, or investing in real estate, we’ll help you find the best solution to move your business forward.

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Contact Us

Interested in working together? Fill out some info and we will be in touch shortly. We can’t wait to hear from you!