How long is the typical turnaround time?
Most working capital / term loan deals return decisions within 24–72 hours. SBA and commercial real estate deals can take longer — but we manage timelines closely and communicate throughout.

How do we communicate during the process?
We keep an open line — text, phone, or email. You’ll never wonder what’s happening behind the scenes.

How does a commercial loan broker get paid?
We are paid by lenders after a successful closing. You do not pay a brokerage commission fee on standard brokered deals — and you share in our commission through our fee rebate program.

Why use a broker vs going direct to a lender?
Most banks only offer a limited menu of financing. We bring a broad lending network, evaluate your situation, and match you to the best structure. This increases approvals, speeds up funding, and saves you from trial-and-error.

How do I start?
Just complete our simple application. We’ll review your profile, discuss strategy, and map out the best funding path for your business.

Do you pull credit?
We do not pull credit until it’s necessary and you’ve approved it. SBA and certain commercial lenders may require a hard pull later — but only once you’re ready to move forward.

Does working with a broker hurt my chances?
No — it improves them. We pre-align deals, structure them properly, and avoid lender mismatches that lead to declines.

Are there upfront fees?
For standard brokered deals — no. If packaging services are required (example: SBA), those are disclosed up-front and often refundable at closing, depending on structure.

What if I’m not sure what loan type I need?
Part of our role is to help you determine the right structure. We don’t expect clients to know the perfect product — that’s what our consultation is for.

Do you only work with certain industries?
We serve the majority of small business industries nationwide. A few restricted categories do exist, but most businesses qualify for at least one financing option.

Do you have access to SBA loans?
Yes — and we help prepare, support, and position SBA deals to increase approval success.

Why do lenders pay brokers?
Because we screen, prepare, and streamline files. We make lenders’ jobs easier, and they compensate us for delivering bank-ready deals.

Do I lose anything by working with a broker if the lender pays commissions anyway?
No — you actually gain more: more access, more optionality, and alignment through our fee rebate program.